What that means for mold
In Osprey's newer houses, the usual suspects are the AC system, roof leaks and plumbing. Summer dew points in the Tampa Bay area average about 72 to 74°F, so cold ducts and air-handler closets can sweat.
In Nokomis manufactured homes, mold can form under the floor, in the belly wrap and behind skirting after flooding or a slow leak. Older site-built homes from the 1970s may have aging plumbing and roofs.
Ian's rain varied a lot over short distances. A gauge 3.6 miles east of Nokomis recorded 17.95 inches, while one a mile east of Osprey recorded 10.55 inches (National Hurricane Center). Milton added 5.11 inches near Osprey in October 2024.
Florida's mold-licensing law covers mold growth over 10 square feet (s. 468.8411). For smaller areas, EPA says you can usually clean it yourself.